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Investment Portfolio Management for individuals, couples,
companies, trusts and charitable trusts

Content image

Investment Portfolio Management for individuals, couples,
companies, trusts and charitable trusts

Financial Success

The Four Keys to Financial Success.

In considering your overall financial position going forward, I recommend you implement the following four keys as a basic planning format for achieving long term financial independence.


  1. Have enough insurance to protect the people you love.
    • Life insurance
    • Income protection insurance
    • Medical insurance
    • Asset insurance
  2. Own a debt free home by the time you retire.
  3. Part of the Kiwi dream & seemingly harder to achieve in current market conditions.

  4. Save and invest 10% of everything you earn.
  5. KiwiSaver is a great way to ensure part of this goal and there are several aspects that need consideration.

  6. Invest wisely.
  7. I guess this is self-evident, but it is important that you avoid investment structures that allow

    inflation and taxation to rob you of a big portion of the benefits.

In life, it’s not what happens to you; it’s what YOU do about it, that’s what makes all the difference.

phil